Reasonable multibike insurance

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kwacky
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Re: Reasonable multibike insurance

Post by kwacky » Dec 27th, '17, 21:33

I've used Carole Nash for years but recently I've found them to be very expensive and I don't think they offer a true multibike policy. The last two years have been a struggle with them. Most of my biking life I've had two bikes. When I've swapped a bike it's been pretty painless, but this year when I swapped a Z1000SX (group 14) for a Versys 650 (group 9) they cancelled my existing policy, started up two new policies and wanted to charge me an extra £270 for the privilege.

Dailaughing
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Re: Reasonable multibike insurance

Post by Dailaughing » Jan 10th, '18, 08:51

The admiral multi car seems to be easy to change although as with you they charge more for a lower group vehicle. I will get them to quote on the bike as well but will probably stick with separate policies (although when a car and two bikes get smashed up by a drunk driver when they were parked before Christmas and you have to make three calls about it you wonder if multi-vehicle would be a good thing!)
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Kata
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Re: Reasonable multibike insurance

Post by Kata » Jan 10th, '18, 10:57

Found Bikesure was OK for two bikes last year.

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Re: Reasonable multibike insurance

Post by R6 STU » Jan 13th, '18, 19:01

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graham22
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Re: Reasonable multibike insurance

Post by graham22 » Jan 17th, '18, 09:25

Kwacky - what's the other bike you have, see you have a 650 Versys but what's the other?

There's not many multi-bike insurers in the market and some have very wierd 'pillion use' restrictions (eg 1st Gen Busa OK, 2nd Gen not OK!) - my money's on this being the reason they cancelled.

It may be a case that 2 seperate policies may be more suitable if the bikes are quite different or perhaps look what bikes, if any/either need to carry pillions.

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Gimlet
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Re: Reasonable multibike insurance

Post by Gimlet » Jan 30th, '18, 20:46

kwacky wrote:I've used Carole Nash for years but recently I've found them to be very expensive....
You're telling me. Got an online quote from them for my Super Duke and they wanted £479. Hastings Direct on The Bike Insurer site would do it for £168.

Bemoto who I'm currently insured with offered multi bike cover for the SDR and my 1190 Adv for £463. That's steep as well. Should be able to cover both bikes separately for well under £400.
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spacefrog
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Re: Reasonable multibike insurance

Post by spacefrog » Mar 17th, '19, 14:38

I realise this is quite an old thread but i thought i would say, i have looked into multi bike insurance myself and it doesnt seem to be any cheaper which is ridiculous as you can only ride one bike at anytime, but also i have found that multibike insurance is only valid or indeed available if the bikes are kept in a secure garage, as far as the ones i have asked this secure garage can be a shed but it has to be stood on a concrete floor, although i have a big shed myself which is more of an outbuilding than a shed it was still not suitable.
As for getting insurance on my second bike, i was quoted £198, as i had used my no claims on my first bike, when i actually questioned the quote i did eventually find out that by changing my employment status from unemployed to homemaker/house person reduced the quote down to £106, this being perfectly in order as i do not claim unemployment benefit, as i am not working at the moment and retired, so if you are in this position as i am its a good way to reduce your premiums.

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menzies3032
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Re: Reasonable multibike insurance

Post by menzies3032 » Mar 17th, '19, 17:09

Just done my bike insurance for the year have done a few years with MCE but found out this year that they don’t cover any bike upgrades so return the bike to factory standard if you need to make a claim.

Went over to Bennets and they were more expensive but everything gets covered and a lower excess so well worth it
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