MCE Insurance has folded.

Anti-Theft Devices & Insurance related issues...

Moderator: Staff

User avatar
Robbo87
SWB Subscriber
Posts: 2024
Joined: Feb 13th, '09, 19:42
First Name: Phil
Location: Ottery St Mary
Contact:

MCE Insurance has folded.

Post by Robbo87 »

As anyone with a current MCE motorcycle inurance policy will know, they have been in administartion since last November, have today (12/01/2022) ceased trading, and all existing policyholders will cease to be covered at 23:59 hrs on Monday 31st January 2022.

As, like everyone else who's with them, my MCE policy is on the scrapheap from 31st Janury, I decided to go with Bikesure from that date. Bikesure is an Adrian Flux subsiduary. I used A.F. many moons ago when I was in a kit car phase - of which enough said . . . . .

They (Bikesure) operate a real world service system e.g. you can telephone and speak to a real live person with a british accent who knows what they're talking about. I don't like to recommend things like insurance companies because what suits me might well not suit others; but I have to say the bloke I spoke to had decent bike knowledge and was happy to answer and explain in full any and all questions.
Have a good look at all the comparison websites by all means but give Bikesure a good look too. You might be surprised. I was.
User avatar
Kata
Learner Driver
Posts: 1048
Joined: Aug 1st, '13, 21:27
First Name: John
Location: 'Nam

Re: MCE Insurance has folded.

Post by Kata »

I've used bikesure for a few years. They keep coming back competitively each year (but sometimes need a call). Good service but a £30 charge if you change something later.
User avatar
Tvrv37
SWB Subscriber
Posts: 259
Joined: Mar 16th, '18, 15:41
First Name: Phil
Location: Westonzoyland

Re: MCE Insurance has folded.

Post by Tvrv37 »

We have all our bikes with BeMoto. The guys that run it used to be a big noise in Bikesure and are quite similar. I feel they have the advantage of not charging for alterations or bike changes. , Which suits us.
KTM 1290 SD GT, RSV Mille trackday bike, Yamaha RD250E, Yamaha FZR400 1WG
Bilko1000
Learner Driver
Posts: 169
Joined: Mar 12th, '12, 20:12
First Name: Darren
Location: Plymouth

Re: MCE Insurance has folded.

Post by Bilko1000 »

Bikesure are great they were the only insurer to insure my bikes including my H2 for under 500 other insurers wanted more than a 1000 so worth a go.
H2/Gixxer Thou Weekend Bike CBR 600 FX Track Need a Tourer
Bob
Learner Driver
Posts: 9
Joined: Jun 23rd, '21, 19:27
First Name: Bob

Re: MCE Insurance has folded.

Post by Bob »

My bike is with BeMoto, and although I haven’t needed to claim (thankfully!), they do seem to know what they’re on about and you can speak to a real human when you need to. So much better than Ebike et al…..
User avatar
billinom8s
Site Admin
Posts: 18651
Joined: Sep 10th, '05, 22:31
First Name: simon
Location: behind you..........surprise!!!

Re: MCE Insurance has folded.

Post by billinom8s »

I'm with Bennetts and More than for mine.
07977507395
Image
don't forget we are on twitter believe it or not !!!
southwestbikers@southwestbikers (original, I know.)
KTM 990 superduke R,
Zx10r trackbike, ktm 350 excf muddy
Suspension and bike work undertaken.
Ming
SWB Subscriber
Posts: 501
Joined: Aug 7th, '18, 17:36
First Name: Andy
Location: Torquay

Re: MCE Insurance has folded.

Post by Ming »

I tried The Bike Insurer for comparison.
They are still offering policies with MCE at £138 but the next cheapest was Devitt at £240!
Then they put a massive list of companies that wouldn't quote. Maybe something to do with declaring the modifications?
User avatar
menzies3032
Site Moderator
Posts: 3141
Joined: Apr 21st, '13, 20:48
First Name: Robert
Location: Teignmouth, Devon

Re: MCE Insurance has folded.

Post by menzies3032 »

Ming wrote: Jan 12th, '22, 20:30 Maybe something to do with declaring the modifications?
As per Billinom8s I would recommend a call into Bennett’s I went to them after finding out MCE were cheap but had a huge excess on polices and also had a rule to replace back to standard spec. Which is great if your bike is standard but at the time had a Gixxer with a lot of modifications. Bennett’s covered them all and not that much more expensive with also options for helmet and leathers cover, break down, legal cover etc all part of the policy. Worth checking out.
Living in Teignmouth and riding a BMW F900R SE (in Suzuki blue colours :-bd )
Follow SWB on Facebook - https://www.facebook.com/South-West-Bik ... 4853502983
To receive SWB Whatsapp event notifications PM me your mobile number.
layne
SWB Subscriber
Posts: 2246
Joined: Jul 9th, '07, 20:49
Location: Royston Vasey

Re: MCE Insurance has folded.

Post by layne »

I’m with (was) MCE to.

Was wondering who to try.

Thanks guys
#152 Straights are for fast bikes. Corners are for fast riders
layne
SWB Subscriber
Posts: 2246
Joined: Jul 9th, '07, 20:49
Location: Royston Vasey

Re: MCE Insurance has folded.

Post by layne »

I’m with (was) MCE to.

Was wondering who to try.

Thanks guys
#152 Straights are for fast bikes. Corners are for fast riders
User avatar
TLS-Moose
Site Admin
Posts: 6986
Joined: Dec 14th, '05, 22:59
Location: The fringes of NA, sadly not the UK equivalent of LA!!

Re: MCE Insurance has folded.

Post by TLS-Moose »

layne wrote: Jan 12th, '22, 23:47
Was wondering who to try.
I've ended up with Bikesure purely because they bought out the people I was with. I'm really not a fan of Adrian Flux, but didn't realise they were part of the group til the paperwork came through. The person I spoke to on the phone seemed good though.
TL & MV on same policy, reasonable excess (£250, I think?), and not unreasonable premium (circa £225). TL the awkward one to insure due to the number of mods. MV wasn't an issue. I was going to ring around at last renewal to see if any better deals but forgot and let it roll over .....
Of all the things I have ever lost, I miss my mind the most .....

Handle stressful situations like a dog - If you can't eat it or play with it, pee on it and walk away
User avatar
Robbo87
SWB Subscriber
Posts: 2024
Joined: Feb 13th, '09, 19:42
First Name: Phil
Location: Ottery St Mary
Contact:

Re: MCE Insurance has folded.

Post by Robbo87 »

Ming wrote: Jan 12th, '22, 20:30 I tried The Bike Insurer for comparison.
They are still offering policies with MCE at £138 but the next cheapest was Devitt at £240!
Then they put a massive list of companies that wouldn't quote. Maybe something to do with declaring the modifications?
Give Bikesure (Adrian Flux) a bell Andy, I found them very reasonable, and they're apparantly very flexible on any mod's.
https://www.adrianflux.co.uk/quote/callback/thanks/
User avatar
Jay
Site Moderator
Posts: 7381
Joined: Oct 22nd, '04, 05:46
First Name: Jay
Location: Truro, Cornwall Rides 2020 S1000RR M Sport :)
Contact:

Re: MCE Insurance has folded.

Post by Jay »

I added my BMW on to my 600rr insurance with Bikesure for an extra £159 👍👍👍
PS 5 Tag Pinky Floyd
Ming
SWB Subscriber
Posts: 501
Joined: Aug 7th, '18, 17:36
First Name: Andy
Location: Torquay

Re: MCE Insurance has folded.

Post by Ming »

Tried Bikesure but they were expensive in comparison. Bennetts wouldn't cover me because I deliver parcels for a living - but not on a frigging bike, so God knows what that's got to do with it.
Interestingly MCE gave me a quote with their new underwriters for about the same price I paid back in October. But looking in to it, they don't pay out for any modifications even though they will provide cover for the bike. Had a chat with Bemoto and they've done cover for £170, which is £40 more than MCE but includes clothing cover and personal accident cover for a higher amount, plus full RAC cover.
User avatar
Jay
Site Moderator
Posts: 7381
Joined: Oct 22nd, '04, 05:46
First Name: Jay
Location: Truro, Cornwall Rides 2020 S1000RR M Sport :)
Contact:

Re: MCE Insurance has folded.

Post by Jay »

To be fair, I would stay away from MCE....even with the new underwriters.
PS 5 Tag Pinky Floyd
Post Reply