Track Day Insurance?

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Plunger83
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Track Day Insurance?

Post by Plunger83 » May 17th, '09, 13:45

Help :roll:

Ive spent the best part of the morning getting track day insurace quotes, some seem ok (not great) and some are coming back with crazy amounts.

I know from regular reading of the forum that a few of you are regulars on the track, do you/have you use/d track day insurance?

If so who from?

Many thanks,

Carl :wink:
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Re: Track Day Insurance?

Post by billinom8s » May 17th, '09, 14:39

gotta say i dont have track insurance, got around that tho by sticking my bike under a truck and then rebuilding it with a new frame and forks and turnig it into a track bike.

for my first trackday tho i was bricking it so got a complete set of track fairings and a tank :oops:

the way i look at it is that i dont wanna have to spend out rebuilding/replacing stuff so i dont push it too much when i am on the track.

speak to scotty he does loads, failing that take it easy apparently its not a race :D :D :wink:
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Re: Track Day Insurance?

Post by Blue » May 17th, '09, 19:38

you could just say that you came off on the road :roll: But I certainlly would not recommend or endorse such a thing :lol:
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Re: Track Day Insurance?

Post by deej » May 17th, '09, 21:30

Blue wrote:you could just say that you came off on the road :roll: But I certainlly would not recommend or endorse such a thing :lol:

good idea as long as its never mentioned on a forum as insurers secretly use these places to watch peoples false claims.

dont use trackday insurance personally as the costs of a low damage spill would be less than the insurance/excess costs
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Re: Track Day Insurance?

Post by Jay » May 18th, '09, 06:37

I argree with deej, just make sure you leave your number plate at home, as some tracks have spotters there, which are insurance companies which take photos of bike number plates doing trackdays, just incase they bin it and try claiming.
I hae never used trackday insurance, but if you are worried about binning your P&J, think about hiring a bike.

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Re: Track Day Insurance?

Post by deej » May 18th, '09, 08:48

Jay wrote:I argree with deej, just make sure you leave your number plate at home, as some tracks have spotters there, which are insurance companies which take photos of bike number plates doing trackdays, just incase they bin it and try claiming.
I hae never used trackday insurance, but if you are worried about binning your P&J, think about hiring a bike.

Jay
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the hire bike option isnt a bad one, okemoto have hire bikes as do all the main trackday organizers

try uktrackbikes if your thinking of doing pembrey
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Re: Track Day Insurance?

Post by Plunger83 » May 18th, '09, 20:58

Thanks for your advice guys, to be honest If I do bin the bike big style I cant afford to repair it at the moment but i can afford to get the insurance.

I have a friend who last month did 2 grands worth of damage to his 08 R1 on the track :roll:

Obviously not being able to afford to repair my bike if I do trash it I cant afford to hire a track bike!

F U C K I N G Recession :roll:

So I think im just going to pay the cheapest quote i can find for the day :wink:
The trackday was bought for me and unfortunately I have to use it before the end of june otherwise i would wait till i can afford to do it propperly :lol:

Carl
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Re: Track Day Insurance?

Post by Milky » May 18th, '09, 21:51

how much does track day insurance cost. do you have to be 21 to get day insurance?..
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Re: Track Day Insurance?

Post by deej » May 18th, '09, 23:05

Plunger83 wrote:Thanks for your advice guys, to be honest If I do bin the bike big style I cant afford to repair it at the moment but i can afford to get the insurance.

I have a friend who last month did 2 grands worth of damage to his 08 R1 on the track :roll:

Obviously not being able to afford to repair my bike if I do trash it I cant afford to hire a track bike!

F U C K I N G Recession :roll:

So I think im just going to pay the cheapest quote i can find for the day :wink:
The trackday was bought for me and unfortunately I have to use it before the end of june otherwise i would wait till i can afford to do it propperly :lol:

Carl
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Plunger83
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Re: Track Day Insurance?

Post by Plunger83 » May 19th, '09, 10:52

Hadnt thought of that :wink:
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Re: Track Day Insurance?

Post by deej » May 19th, '09, 17:08

Wish I had it today, luckily the lid and leathers are covered on the house insurance, phew !!
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Re: Track Day Insurance?

Post by Rsv4Col » May 19th, '09, 17:13

deej wrote:Wish I had it today, luckily the lid and leathers are covered on the house insurance, phew !!

Come on then spill the beans :wink: :wink:
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Re: Track Day Insurance?

Post by deej » May 19th, '09, 17:19

Will spill all tomorrow when I'm on my laptop, let's just say I got to confident too quickly and paid the price lol
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Re: Track Day Insurance?

Post by TLS-Moose » May 19th, '09, 17:31

This sounds ominous :shock:
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Re: Track Day Insurance?

Post by deej » May 19th, '09, 18:11

Dunno about ominous but its definetly painful. Off to trelsike when I get home to check I aint done a moose on my funky

Sat here now with a bin liner full of ice from the wimpy at taunton services on me ankle
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