Feckin' Insurance!!

Anything to do with 2 wheels...

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TLS-Moose
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Feckin' Insurance!!

Post by TLS-Moose »

Just been fighting to re-insure the bike :evil: 2 years ago paid £92 TPF&T, last year decided to "upgrade" to fully comp, at which point the insurance company decided that despite each previous year confirming they had all the mods listed, decided they didn't :roll: which caused the FC premium to rise from £125 to £150 ....... now this year's renewal has come back at £175 :shock: and the nearest anyone else has got to that is £198 :roll: And thats with 9 yrs NCB

Just go's to show, you're better off being boring and keeping the bike stock :( From what I gather it's the full Yosh exhaust, K&N and Power Comander they're gtting upset about :cry:

Those figures do include European cover, Uninsured loss protection, etc., but at the same time also means a £250 excess
Of all the things I have ever lost, I miss my mind the most .....

Handle stressful situations like a dog - If you can't eat it or play with it, pee on it and walk away
ZXR400Lee
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Re: Feckin' Insurance!!

Post by ZXR400Lee »

At least you are declaring your mods.. I've never done it before.. :lol:
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Stately

Re: Feckin' Insurance!!

Post by Stately »

ZXR400Lee wrote:At least you are declaring your mods.. I've never done it before.. :lol:
It's often the mods that will make a bike more desireable to theives.

Someone I knew had his bike nicked outside his office.

It was found two weeks later, 50 miles away, minus one Akropovic full exhaust system.

Everything else was intact.

Generally, bikes are so easy to nick that for theives, it's worth the effort for a couple of hundred quid.
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philh
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Re: Feckin' Insurance!!

Post by philh »

Moose, will your Yoshi fit my SV1000? If so, problem solved for you my friend... :lol:
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TLS-Moose
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Re: Feckin' Insurance!!

Post by TLS-Moose »

philh wrote:Moose, will your Yoshi fit my SV1000? If so, problem solved for you my friend... :lol:

:lol: :lol: Unfortunately for you, NO!!
Of all the things I have ever lost, I miss my mind the most .....

Handle stressful situations like a dog - If you can't eat it or play with it, pee on it and walk away
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philh
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Re: Feckin' Insurance!!

Post by philh »

Aww, nuts!!!!! :lol: :lol:
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Mike Daytona600
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Re: Feckin' Insurance!!

Post by Mike Daytona600 »

Give them a ring Moosey. I paid £271 with Bennets last year. Then I added the scooter for £69. So that's £340. Now I'm a year older and have hit the big 3 0 so you'd think it would be a lot cheaper. £395.98 :shock: So after reading your thread I gave them a ring and the nice lady got it down to £246.51. :D That's without the scooter cos I'm TRYING to sell it but even if I added that on at last years rate that's still loads better. Not worth phoning around at that price. Excess is £350 and for 5000 miles. It's a multibike policy (with Zenith) so if I gat any bikes to do up I can put them on. I had a big phone around last year and I think Zenith are one of a few multibike companys.
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Re: Feckin' Insurance!!

Post by watters »

the monkey bike of love!
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Jaye
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Re: Feckin' Insurance!!

Post by Jaye »

Have you tried MCN Compare - the site is really good. Swinton Bikes did me a really good deal, I had insurance with them and when my renewel was due it was significantly more than the previous year, I rang them after getting quoted via MCN Compare for over £50.00 less than the price they quoted me. They then redid my policy as though it was new and got me the best discount they could. Think its about £150 (maybe a bit less) this year TPFT but this includes legal protection, 30 days european cover, breakdown with homestart and thrid party cover to ride any other bike.
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Re: Feckin' Insurance!!

Post by ZX6R »

Just renewed the Zx6r with Carol Nash and have got a good deal withthem.
Full European breakdown and green card cover in Morocco for a two week trip at the end of the month.
Paid £134 fully comp.
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GIXXER KID
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Re: Feckin' Insurance!!

Post by GIXXER KID »

Think yourself lucky
im paying £1800 a year fire and theft,
not declaring any extras, bikes alarmed aswell :( bloody insurance.

adam,
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Re: Feckin' Insurance!!

Post by billinom8s »

:!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!: :!:



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GIXXER KID
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Re: Feckin' Insurance!!

Post by GIXXER KID »

for the cost of my bike and insurance i could of got a brand new one lmao,

but then i wouldnt of been able to ride it 'cus couldnt pay the insurance,

im just hoping its a little less when it come to be renewed :?

adam,
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Maver-Nick
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Re: Feckin' Insurance!!

Post by Maver-Nick »

billinom8s wrote: just ask nick
I got Kala to read bit that for me... F*ck off... :evil: :lol:
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TLS-Moose
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Re: Feckin' Insurance!!

Post by TLS-Moose »

Maver-Nick wrote:
billinom8s wrote: just ask nick
I got Kala to read bit that for me... F*ck off... :evil: :lol:


sad thing is, I can beleive you had to get her to read it for you too :lol: :lol: :lol:
Of all the things I have ever lost, I miss my mind the most .....

Handle stressful situations like a dog - If you can't eat it or play with it, pee on it and walk away
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