Reasonable multibike insurance
Moderator: Staff
Re: Reasonable multibike insurance
I've used Carole Nash for years but recently I've found them to be very expensive and I don't think they offer a true multibike policy. The last two years have been a struggle with them. Most of my biking life I've had two bikes. When I've swapped a bike it's been pretty painless, but this year when I swapped a Z1000SX (group 14) for a Versys 650 (group 9) they cancelled my existing policy, started up two new policies and wanted to charge me an extra £270 for the privilege.
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- Learner Driver
- Posts: 370
- Joined: Jul 4th, '14, 12:02
- First Name: Martin
- Location: Falmouth, Cornwall
Re: Reasonable multibike insurance
The admiral multi car seems to be easy to change although as with you they charge more for a lower group vehicle. I will get them to quote on the bike as well but will probably stick with separate policies (although when a car and two bikes get smashed up by a drunk driver when they were parked before Christmas and you have to make three calls about it you wonder if multi-vehicle would be a good thing!)
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Falmouth, Cornwall
Still a BMW F650CS but what lightweight tourer will I get when I need a new one?
Falmouth, Cornwall
Still a BMW F650CS but what lightweight tourer will I get when I need a new one?
Re: Reasonable multibike insurance
Found Bikesure was OK for two bikes last year.
Re: Reasonable multibike insurance
MCE
R6, street triple and MSX125.
Fully comp, mods declared, £350
R6, street triple and MSX125.
Fully comp, mods declared, £350
Re: Reasonable multibike insurance
Kwacky - what's the other bike you have, see you have a 650 Versys but what's the other?
There's not many multi-bike insurers in the market and some have very wierd 'pillion use' restrictions (eg 1st Gen Busa OK, 2nd Gen not OK!) - my money's on this being the reason they cancelled.
It may be a case that 2 seperate policies may be more suitable if the bikes are quite different or perhaps look what bikes, if any/either need to carry pillions.
There's not many multi-bike insurers in the market and some have very wierd 'pillion use' restrictions (eg 1st Gen Busa OK, 2nd Gen not OK!) - my money's on this being the reason they cancelled.
It may be a case that 2 seperate policies may be more suitable if the bikes are quite different or perhaps look what bikes, if any/either need to carry pillions.
Re: Reasonable multibike insurance
You're telling me. Got an online quote from them for my Super Duke and they wanted £479. Hastings Direct on The Bike Insurer site would do it for £168.kwacky wrote:I've used Carole Nash for years but recently I've found them to be very expensive....
Bemoto who I'm currently insured with offered multi bike cover for the SDR and my 1190 Adv for £463. That's steep as well. Should be able to cover both bikes separately for well under £400.
KTM 1290 SuperDuke
Ducati 1098 Streetfighter
KTM 1190 Adventure
Ducati 1098 Streetfighter
KTM 1190 Adventure
Re: Reasonable multibike insurance
I realise this is quite an old thread but i thought i would say, i have looked into multi bike insurance myself and it doesnt seem to be any cheaper which is ridiculous as you can only ride one bike at anytime, but also i have found that multibike insurance is only valid or indeed available if the bikes are kept in a secure garage, as far as the ones i have asked this secure garage can be a shed but it has to be stood on a concrete floor, although i have a big shed myself which is more of an outbuilding than a shed it was still not suitable.
As for getting insurance on my second bike, i was quoted £198, as i had used my no claims on my first bike, when i actually questioned the quote i did eventually find out that by changing my employment status from unemployed to homemaker/house person reduced the quote down to £106, this being perfectly in order as i do not claim unemployment benefit, as i am not working at the moment and retired, so if you are in this position as i am its a good way to reduce your premiums.
As for getting insurance on my second bike, i was quoted £198, as i had used my no claims on my first bike, when i actually questioned the quote i did eventually find out that by changing my employment status from unemployed to homemaker/house person reduced the quote down to £106, this being perfectly in order as i do not claim unemployment benefit, as i am not working at the moment and retired, so if you are in this position as i am its a good way to reduce your premiums.
- menzies3032
- Site Moderator
- Posts: 3824
- Joined: Apr 21st, '13, 20:48
- First Name: Robert
- Location: Teignmouth, Devon
Re: Reasonable multibike insurance
Just done my bike insurance for the year have done a few years with MCE but found out this year that they don’t cover any bike upgrades so return the bike to factory standard if you need to make a claim.
Went over to Bennets and they were more expensive but everything gets covered and a lower excess so well worth it
Went over to Bennets and they were more expensive but everything gets covered and a lower excess so well worth it
Living in Teignmouth and riding a BMW F900R SE (in Suzuki blue colours )
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