new Track Day rider's Q & A

[Simon_FTB]

Hi all. I’m signed up for the Llandow track day in June

It’ll be my first track day, so one important question that does spring to mind is, should I buy track day insurance or not? I’ve been riding on roads >20 years but appreciate it’ll be very different on track. Obviously I’ll be in the ‘novice’ group and won’t be hooning round (at least, not to gegin with!!) and there’s far more chance of a Pring riding to/from the circuit. Do most people bother with insurance or not??

[menzies3032]

Hi Simon

I can see that you posted this question in the Track day Q&A thread as well but just for completeness will give my answer here as well. Hope this helps.

I am a regular track day goer and normally now ride in Advanced group. I always try to ride to my capabilities as my farther kindly reminded me that I am old and fat and wont bounce well (thanks dad appreciate that). This being said a few years back I took my 5 year old Gixxer thou on Llandow and I decided to get track day insurance. For me it is nothing more then managing the "what if" so I could fully enjoy the day.

I would recommend BeMoto (that's who I used) but you will pay per track day and get a discount the more track days you do in a year. But be warned its not cheap. A days track day will cost you about £100 for the day. What you need to balance is the cost of £100 or the risk that you might fall off your pride and joy and worst case trash it and not be insured so have no cover.

That said please let me also make the following statement clear. Your safer riding on track then riding on the road. If i had to choose which one I had to do i would chose no insurance on track over no insurance on the road. Your riding on a place that is smooth tarmac with no pot holes, there is not going to be half bind driver pulling out in front of you on a track, your not going to ride round the bend and find a van stopped in front of you, many many risks are removed and you are therefore less likely to have an accident.

Also just because your on track does not mean you need to be the next Moto GP rider. Just ride your bike at a speed your happy with, if you want to go fast... do that. if you want to go slow.... do that. Just ride as your comfortable. its not a race, there is no winner, its just tarmac with no speed limit.

Enjoy, sure your have a great time.