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Feckin' Insurance!!
Posted: Apr 1st, '09, 12:53
by TLS-Moose
Just been fighting to re-insure the bike

2 years ago paid £92 TPF&T, last year decided to "upgrade" to fully comp, at which point the insurance company decided that despite each previous year confirming they had all the mods listed, decided they didn't

which caused the FC premium to rise from £125 to £150 ....... now this year's renewal has come back at £175

and the nearest anyone else has got to that is £198

And thats with 9 yrs NCB
Just go's to show, you're better off being boring and keeping the bike stock

From what I gather it's the full Yosh exhaust, K&N and Power Comander they're gtting upset about
Those figures do include European cover, Uninsured loss protection, etc., but at the same time also means a £250 excess
Re: Feckin' Insurance!!
Posted: Apr 1st, '09, 12:57
by ZXR400Lee
At least you are declaring your mods.. I've never done it before..

Re: Feckin' Insurance!!
Posted: Apr 1st, '09, 20:51
by Stately
ZXR400Lee wrote:At least you are declaring your mods.. I've never done it before..

It's often the mods that will make a bike more desireable to theives.
Someone I knew had his bike nicked outside his office.
It was found two weeks later, 50 miles away, minus one Akropovic full exhaust system.
Everything else was intact.
Generally, bikes are so easy to nick that for theives, it's worth the effort for a couple of hundred quid.
Re: Feckin' Insurance!!
Posted: Apr 1st, '09, 21:12
by philh
Moose, will your Yoshi fit my SV1000? If so, problem solved for you my friend...

Re: Feckin' Insurance!!
Posted: Apr 1st, '09, 21:18
by TLS-Moose
philh wrote:Moose, will your Yoshi fit my SV1000? If so, problem solved for you my friend...


Unfortunately for you, NO!!
Re: Feckin' Insurance!!
Posted: Apr 1st, '09, 21:26
by philh
Aww, nuts!!!!!

Re: Feckin' Insurance!!
Posted: Apr 2nd, '09, 09:36
by Mike Daytona600
Give them a ring Moosey. I paid £271 with Bennets last year. Then I added the scooter for £69. So that's £340. Now I'm a year older and have hit the big 3 0 so you'd think it would be a lot cheaper. £395.98

So after reading your thread I gave them a ring and the nice lady got it down to £246.51.

That's without the scooter cos I'm TRYING to sell it but even if I added that on at last years rate that's still loads better. Not worth phoning around at that price. Excess is £350 and for 5000 miles. It's a multibike policy (with Zenith) so if I gat any bikes to do up I can put them on. I had a big phone around last year and I think Zenith are one of a few multibike companys.
Re: Feckin' Insurance!!
Posted: Apr 2nd, '09, 09:44
by watters
Re: Feckin' Insurance!!
Posted: Apr 2nd, '09, 16:05
by Jaye
Have you tried MCN Compare - the site is really good. Swinton Bikes did me a really good deal, I had insurance with them and when my renewel was due it was significantly more than the previous year, I rang them after getting quoted via MCN Compare for over £50.00 less than the price they quoted me. They then redid my policy as though it was new and got me the best discount they could. Think its about £150 (maybe a bit less) this year TPFT but this includes legal protection, 30 days european cover, breakdown with homestart and thrid party cover to ride any other bike.
Re: Feckin' Insurance!!
Posted: Apr 2nd, '09, 18:14
by ZX6R
Just renewed the Zx6r with Carol Nash and have got a good deal withthem.
Full European breakdown and green card cover in Morocco for a two week trip at the end of the month.
Paid £134 fully comp.
Re: Feckin' Insurance!!
Posted: Apr 3rd, '09, 20:03
by GIXXER KID
Think yourself lucky
im paying £1800 a year fire and theft,
not declaring any extras, bikes alarmed aswell

bloody insurance.
adam,
Re: Feckin' Insurance!!
Posted: Apr 3rd, '09, 20:06
by billinom8s
Re: Feckin' Insurance!!
Posted: Apr 3rd, '09, 20:09
by GIXXER KID
for the cost of my bike and insurance i could of got a brand new one lmao,
but then i wouldnt of been able to ride it 'cus couldnt pay the insurance,
im just hoping its a little less when it come to be renewed
adam,
Re: Feckin' Insurance!!
Posted: Apr 3rd, '09, 20:13
by Maver-Nick
billinom8s wrote:
just ask nick
I got Kala to read bit that for me... F*ck off...

Re: Feckin' Insurance!!
Posted: Apr 3rd, '09, 21:36
by TLS-Moose