having trouble finsing decent insurance!

[wanzey]

ok so yay i passed my driving test on thursday the tenth of june! yea yea yea exstatic and happy and all that untill i come to try and insure my 1995 fiesta 5door 1.3....bag of shit rust.... wait for it...cheapest out of a million i have found is £2500, bear in mind i have 3 points and am only 17! does anyone know of any young drivers or cheap insurance companies or have any tips for me tolower it?? help much appreciated! thanks guys!

[billinom8s]

make some calls instead of doing the search engine thing. if you actually talk to someone you can sometimes drop the bill.

try the admiral route where u get parent to insure the car with tou as a named driver, am pretty sure that with admiral the named drivers earn no claims aswell.

other than that try a 1985 ford fiesta

[wanzey]

ive been ringing them all...tried admiral too....3600...... plus my brother is with admiral and that was multi car.. yea we thought about that, but apprently its not right, and mums not too keen on doing that :/

[delvey91]

Just get insured as a named driver. is it ur name on the logbook?

[Cheese Monkey]

Named driver all the way. I will be doing that next year on my van insurance, its a rip off

[shammy666]

Have no idea if they are good or what prices are like and believe it's quite restrictive but someone recently mentioned this to me http://www.i-kube.co.uk/

It's a bit 'big brother' ish so you can't get away with anything

[shammy666]

Forget that, just read a bit more and must have a clean licence to qualify.

[wanzey]

Yea registerd to me mate! Lol! Thanks anyway sham!

[rover220]

firstly, the car must be registered to the policy holder with 99% of insurance companies and secondly going as a named driver (when you are really the main driver) is basically fraud and the police/insurance companies are becoming more and more wise to it.

try doing a quote with you as the main driver and add your parents on as that will most likely drop it by a decent margin.

[delvey91]

Yea registerd to me mate!

Fail.

[shammy666]

firstly, the car must be registered to the policy holder with 99% of insurance companies and secondly going as a named driver (when you are really the main driver) is basically fraud and the police/insurance companies are becoming more and more wise to it.

try doing a quote with you as the main driver and add your parents on as that will most likely drop it by a decent margin.

Totally agree. They will wiggle out of paying if they can so best not to give them any reason to do that. Don't want them to cancel from the start date of the policy due to non-disclosure.

Someone else said Quinn Direct pretty good http://www.quinn-direct.com/car-insuran ... river.html
Again don't know much about then or you may have tried them already

[wanzey]

yea that was my parents worry about that! and yea tried quinn, came back at 3222 and added mum to policy drops by about a hundred but if you add more than one sometimes raises it...

[TLS-Moose]

get something like an old Landrover and insure it via the NFU

[wanzey]

haaa moosey! i already have my car! 5 door purple ford fiesta ;) only a 1.3 too!

[TLS-Moose]

Yeah, thats the point - anything like a Corsa, Fiesta, Saxo, 106, etc., and they'll sting you 'cos they assume you're just gonna be another chav boy-racer (possibly not too far wrong ) whereas something like the landy will chatch them by surprise


Perhaps you should have checked the insurance before parting with your cash .......