Classed as new rider!
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The views expressed here are that of the individual and not the site.
Classed as new rider!
Well his year been a busy year for me so thought I would treat myself to an early Christmas present
Spent days looking and found 2 perfect bikes. Spoke to showroom as I wanted the extra that was on one put on the other as it had kawasaki winter colours spray job by dream machine. Got everything sorted ready to fork out the deposit when I thought I would get insurance quotes. Turns out I'm almost uninsurable! Couldn't get any insurance company to quote. Managed to get carol Nash from 950 down to 750! Finally had a bit of good news from my existing company I have all my vehicles with who explained that as I've been on track forn4 years there is no audit trail so I'm classed as a new rider! They managed to get a 2 year introduction offer but still £630 for the years insurance. The fact I've never crashed in the 30 years I've been riding or claimed don't mean didn't shit! So guess I got to weigh up the amount of times I will use it if it's worth the insurance costs!
Spent days looking and found 2 perfect bikes. Spoke to showroom as I wanted the extra that was on one put on the other as it had kawasaki winter colours spray job by dream machine. Got everything sorted ready to fork out the deposit when I thought I would get insurance quotes. Turns out I'm almost uninsurable! Couldn't get any insurance company to quote. Managed to get carol Nash from 950 down to 750! Finally had a bit of good news from my existing company I have all my vehicles with who explained that as I've been on track forn4 years there is no audit trail so I'm classed as a new rider! They managed to get a 2 year introduction offer but still £630 for the years insurance. The fact I've never crashed in the 30 years I've been riding or claimed don't mean didn't shit! So guess I got to weigh up the amount of times I will use it if it's worth the insurance costs!
- billinom8s
- Site Admin
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Re: Classed as new rider!
That sucks quite a lot
07977507395
don't forget we are onX and Instagrambelieve it or not !!!
southwestbikers@southwestbikers (original, I know.)
KTM 990 superduke R,
Zx10r trackbike, ktm 350 excf muddy
Suspension and bike work undertaken.
don't forget we are onX and Instagrambelieve it or not !!!
southwestbikers@southwestbikers (original, I know.)
KTM 990 superduke R,
Zx10r trackbike, ktm 350 excf muddy
Suspension and bike work undertaken.
Re: Classed as new rider!
Depends what your planning on insuring matters quite a lot also there. Is it quite a desirable bike ie high insurance group??
"Welding is like cheese on toast! It gets hot and sticks together"
Re: Classed as new rider!
Well that's a good point. It's not a little 250! Looking at another zx10r
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- Learner Driver
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Re: Classed as new rider!
Ah the zx10r that's always cheap to insure
Thing is with most insurance companies they only hold information on your no claims bonus for up to 6 months however some companies can keep it up to 2 years.
my zx10r cost me £298 fully comp with 4 years no claims but they stuck on a £650 excess. you can never beat them and every year it goes up and up
good luck with your purchase
Thing is with most insurance companies they only hold information on your no claims bonus for up to 6 months however some companies can keep it up to 2 years.
my zx10r cost me £298 fully comp with 4 years no claims but they stuck on a £650 excess. you can never beat them and every year it goes up and up
good luck with your purchase
Electronic's keeps the boys upright, the men keep it on the knee slider
- MellowYellow
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Re: Classed as new rider!
Rough justice.
I was worried re insurance when I got back on a bike after 35 yrs. Was only a CB 500 but I got fully comp for £90.
Happy as Larry.
I was worried re insurance when I got back on a bike after 35 yrs. Was only a CB 500 but I got fully comp for £90.
Happy as Larry.
Have you noticed that anyone going slower than you is an idiot, and anyone going faster is a maniac ?
Re: Classed as new rider!
Did it have an engineMellowYellow wrote:Rough justice.
I was worried re insurance when I got back on a bike after 35 yrs. Was only a CB 500 but I got fully comp for £90.
Happy as Larry.
- Robbo87
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Re: Classed as new rider!
For you and I Monseur Moelleux Jaune, it is one of the many benefits of being a 'certain age'MellowYellow wrote:Rough justice.
I was worried re insurance when I got back on a bike after 35 yrs. Was only a CB 500 but I got fully comp for £90.
Happy as Larry.
Triumph Sprint ST 1050.
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Re: Classed as new rider!
Yeah my zx10r is 89 quid fully comp protected and it was 440 with no noclaims and only having a licence for six months
IT'S ONLY METAL HIT IT HARDER !!!!!!!
- jer r1
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Re: Classed as new rider!
£95 for the R1, fully comp, no excess and bsb discounts with MCE
KEEP CALM
AND
POWER ON
AND
POWER ON
Re: Classed as new rider!
MCE refused to insure. It's probably down to the cost of the bike and what it is.
Suppose if I buy an R1 I wouldn't have a problem due to its lack of power
Suppose if I buy an R1 I wouldn't have a problem due to its lack of power
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- Learner Driver
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Re: Classed as new rider!
Is it you that's uninsurable, or the modifications to the bike?
Try and get a quote for a stock bike, even with no no claims I expect it will be half.
Try and get a quote for a stock bike, even with no no claims I expect it will be half.
- MellowYellow
- Learner Driver
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- First Name: Larry
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Re: Classed as new rider!
Yeah, but they know you are a totally tolerant, careful, steady rider.jer r1 wrote:£95 for the R1, fully comp, no excess and bsb discounts with MCE
Have you noticed that anyone going slower than you is an idiot, and anyone going faster is a maniac ?
- badgerKDD
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Re: Classed as new rider!
Try Bikesure, they actually bikers who insure bikers. tell them all your history and see what they can do for you. Got me a great deal, a lot less than I was previously paying.
Cut me in half and I'v got Suzuki written right through me!
Ride GSXR 750 WR ( 1994) .
Ride GSXR 750 WR ( 1994) .
- jer r1
- SWB Subscriber
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Re: Classed as new rider!
tell that to shakey & coBullet wrote:MCE refused to insure. It's probably down to the cost of the bike and what it is.
Suppose if I buy an R1 I wouldn't have a problem due to its lack of power
KEEP CALM
AND
POWER ON
AND
POWER ON